:: United Bankers Loans :: (in Public Record)
AdminLamuness
February 18 2007 4:35 PM EST
United Bankers Loans
General Rules
- Loans above $10m require a collateral.
- You may not be a new player. (You have a NUB) Unless you have a co-signer who is willing to pay the loan off in the event that you default on the loan.
- Loans can not be sold for USD.
- Post all payments here.
Process
- All loans have a low ONE TIME interest rate of 6%. Thus you the debtor and benefeciaries both win. You'll be able to concentrate on making payments faster without the worry of compounding interest.
- Once loan is approved, United Bankers will send you loan from 1-3 investors in equal amounts.
Your beneficiaries are Lamuness, Slayer, and OzzieGaza.
Payment
- There is no minimum payment, however a payment must be made each week.
- If payment is not received 2 weeks in a row, a warning via CM will be sent. Missing the 3rd week constitutes default on loan.
- Payments will be made a central character: Lamuness
Loan Application
Amount Loaning: $
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated
and agreed upon: (insert user name)
TheHatchetman
February 18 2007 5:00 PM EST
Amount Loaning: $11m
Collateral: +12 named AG, +51 named DB, +8 CoI, and +44 MCM
I would need that returned as regularly as possible, and would add the transfers to my balance. I should be able to pay 500k back on a bad week, up to 800k-1m on a good one.
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: The Hatchetman (AKA [TH]Carnival of Carnage)
bartjan
February 18 2007 5:03 PM EST
Why are these loans posts not in FS/WTB?
QBOddBird
February 18 2007 5:07 PM EST
Usually when you take a loan from someone, don't you post the record of it in PR? I assume their simply combining it all into one thread, the application process and PR bit of it all together, which helps to keep track of it all, both in keeping up how much is loaned out and when it is paid off...
Perhaps their Loan Application bit should be in FS/WTB and their loan repayment tracking threads in PR?
/me shrugs
TheHatchetman
February 18 2007 5:07 PM EST
i believe for the same reason NS's and Pixel's aren't... This seems to be both, an application, and a record of payment...
Miandrital
February 18 2007 5:18 PM EST
Yup, what TH and OB said.
What I do is have people post records of their loan applications, so that I can make sure I have their written consent before sending the money. I work out all the details through pm and CM though. And these threads are ideal for tracking payments.
AdminLamuness
February 18 2007 5:53 PM EST
Hatchet's loan confirmed.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,660,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
GO PATS
February 18 2007 6:10 PM EST
Amount Loaning: $6.5m
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Call Me Moosh
Collateral items loaned back to Hatchet via auctions: 22,290 added to the debt :)
auctions...rentals same thing :)
Flamey
February 19 2007 12:53 AM EST
you probably want to put a minimum, to avoid being exploited (Someone sending you $1, by your rules, that's fine). Also, you might like to ask why or discuss what they'll be using the money for, otherwise you might get a scammer or something.
Amount Loaning: 1,000,000CB$
Collateral: I know my loan is smaller than 10m, but if you want a collateral you can get my ELS
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: [MP]MoneyPig
AdminLamuness
February 19 2007 2:10 PM EST
MoneyPig approved.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,682,290
+12 named AG, +51 named DB, +8 CoI, +44 MCM
[MP]MoneyPig
$1,000,000
$10,600,000
None
AdminLamuness
February 19 2007 2:12 PM EST
correction: $1,060,000 for MoneyPig
GO PATS
February 19 2007 6:11 PM EST
Cancel my request for a loan please.
Amount Loaning: 1.9 mil
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Jammer
Flames Fame
February 21 2007 10:50 AM EST
Amount Loaning: $1,689,777
Collateral: None
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: JAD is Back
From IP To What When
[MP]MoneyPig [t] (NonNCB Challenge) 62.227.239.173 Lamuness [t] (Mizuno) $160000 -- loan - 900k left 11:50 AM EST
900k left
PotatoHead
February 21 2007 5:21 PM EST
Amount Loaning: $2250000
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Potatohead
i still hvent got my money guys is there somethin i forgot
AdminLamuness
February 22 2007 12:37 AM EST
Approved jammer, JAD_is_back.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,682,290
+12 named AG, +51 named DB, +8 CoI, +44 MCM
[MP]MoneyPig
$1,000,000
$900,000
None
jammer
$1,900,000
$2,014,000
None
JAD_is_back
$1,689,777
$1,791,164
None
Sorry for the folks on the waiting list, we're a little short on cash at the moment. You're free to cancel the request if you can't wait.
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
TBH Gabber Baby
$4,000,000
$4,240,000
PotatoHead
$2,250,000
$2,385,000
From IP To What When
[MP]MoneyPig [t] (NonNCB Challenge) 62.227.247.172 Lamuness [t] (Mizuno) $150000 -- loan - 750k left 12:05 PM EST
another 150k
750k left
PotatoHead
February 23 2007 12:21 AM EST
Amount Loaning: $1.2 mil
Collateral: (fill out only if loan is above $10m)
Changing loan from 2250000, to 1200000
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Potatohead
Amount Loaning: $ 4m
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: (TBH_Gabber_Baby)
AdminLamuness
February 23 2007 12:27 AM EST
Approved PotatoHead. Change noted.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,682,290
+12 named AG, +51 named DB, +8 CoI, +44 MCM
[MP]MoneyPig
$1,000,000
$750,000
None
jammer
$1,900,000
$2,014,000
None
JAD_is_back
$1,689,777
$1,791,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH, your loan will be approved soon.
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
TBH Gabber Baby
$4,000,000
$4,240,000
AdminLamuness
February 23 2007 2:11 PM EST
TBH approved.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,682,290
+12 named AG, +51 named DB, +8 CoI, +44 MCM
[MP]MoneyPig
$1,000,000
$750,000
None
jammer
$1,900,000
$2,014,000
None
JAD_is_back
$1,689,777
$1,791,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,000,000
$4,240,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
Recent Transfers
From IP To What When
[MP]MoneyPig [t] (NonNCB Challenge) 62.227.251.164 Lamuness [t] (Mizuno) $150000 -- loan - 600k left 1:44 PM EST
600k left
jammer (Aircraft Carrier) 207.155.28.152 Lamuness (Lamuness) $300000 6:41 PM EST
1.714 mil left
7,430 added to Hatchets tab, rented an MCM back to him
Amount Loaning: $2,500,000
Collateral: None
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: MrChuckles
KittehShinobu
February 25 2007 5:32 AM EST
Amount Loaning: $9,999,999
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Angellic Shinobu
^_^ Just for reasonning: Mass equip/weapon upgrading (higher bonuses and more damage)
Flames Fame
February 25 2007 5:31 PM EST
JAD is back ({cb1}I Love You) 76.6.5.90 Lamuness (Lamuness) $50000 -- 50K to loan 5:30 PM EST
TheHatchetman
February 25 2007 10:03 PM EST
[TH]Carnival of Carnage (The Hatchetman )65.35.255.191 {CB1}Slayer333 (Quetzacotl) $100000 -- loan repayment 10:02 PM EST
sent 100k. I'm pretty sure I explained why so low this week to slayer. Expect at least a mil by next week :)
From IP To What When
[MP]MoneyPig (NonNCB Challenge) 62.227.205.47 Lamuness (Mizuno) $600000 -- loan paid off 8:59 AM EST
Loan paid in full. Thank you very much for your service and confidence in me. I can only recommend your bank.
noneedforthese
February 27 2007 6:03 AM EST
Amount Loaning: $1,000,000, but as much as you can spare really! I have enough collateral to cover a pretty good sum
Collateral: AoI - more will be added if the loan is bigger. Loan of collateral will be required, with xfer fees paid by none other than moi.
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: noneedforthese
Thanks dudes, I'm trying to buy something in the auction, need the money pretty soon! :D
AdminLamuness
February 27 2007 10:25 PM EST
noneedforthese approved for $1m loan. Thanks MoneyPig!
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,589,720
+12 named AG, +51 named DB, +8 CoI, +44 MCM
[MP]MoneyPig
$1,000,000
Paid In Full
None
jammer
$1,900,000
$1,714,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,000,000
$4,240,000
None
MrChuckles
$2,500,000
$2,650,000
None
noneedforthese
$1,000,000
$1,060,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
$400,000 payed
TBH Gabber Baby (The Harlequin) 220.237.231.252 {CB1}Slayer333 (Quetzacotl) $400000 -- loan repayment 10:33 PM EST
First payment:
MrChuckles (Checkmate) 210.50.228.5 Lamuness (Lamuness) $500000 -- 2.15mil left 1:17 AM EST
With any luck I'll be able to pay back the rest much sooner than expected (24 hours).
Well, what do you know, fastest I've ever gotten out of debt. Not bad eh?
MrChuckles (ForgingChuckles) 210.50.228.5 Lamuness (Lamuness) $2150000 -- *Dances a jig* 1:39 AM EST
Thanks for the loan and the excellent interest rate.
Thanks MrC! :) Your business is always welcome.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,589,720
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,714,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,840,000
None
MrChuckles
$2,500,000
Paid In Full
None
noneedforthese
$1,000,000
$1,060,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
Amount Loaning: $1.7 mil
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Redemption
Redemption approved.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,589,720
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,714,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,840,000
None
MrChuckles
$2,500,000
Paid In Full
None
noneedforthese
$1,000,000
$1,060,000
None
Redemption
$1,700,000
$1,802,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
noneedforthese (Kiesova) 203.109.173.16 Lamuness (Lamuness) $1070000 -- loan+xfer for cltral March 2 2007 11:48 PM EST
Updated.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,589,720
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,714,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,840,000
None
noneedforthese
$1,000,000
Paid in Full
None
Redemption
$1,700,000
$1,802,000
None
Amount Loaning: 2.85 mill
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Lukey.
Send money to Oy please. Thanks.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,589,720
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,714,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,840,000
None
Redemption
$1,700,000
$1,802,000
None
Lukey_in_Love
$2,850,000
$3,021,000
None
[TH]Carnival of Carnage
(The Hatchetman) 65.35.255.191 {CB1}Slayer333 [t] (Quetzacotl) $589720 -- down to 11m 11:25 PM EST
jammer (Aircraft Carrier) 68.94.153.36 Lamuness (Lamuness) $100000 9:44 PM EST 1.614 mil left
Updated.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,614,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,840,000
None
Redemption
$1,700,000
$1,802,000
None
Lukey_in_Love
$2,850,000
$3,021,000
None
TBH Jail House Gabber
(The Harlequin) 220.237.231.252 {CB1}Slayer333 (Quetzacotl) $500000 -- loan payment 12:52 AM EST
Nerevas
March 7 2007 7:58 AM EST
Loan Application
Amount Loaning: $10,000,000
Collateral: None
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Nerevas
Ragatag
March 7 2007 9:51 AM EST
Loan Application
Amount Loaning: $6,000,000
Collateral: None
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Fluffy Bunny
I Love OB and TC (Banky) 24.89.216.93 Lamuness (Lamuness) $512000 -- 2.5 mill left 3:45 PM EST
Updated.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,614,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,340,000
None
Redemption
$1,700,000
$1,802,000
None
I Love OB and TC
$2,850,000
$2,509,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
Nerevas
$10,000,000
$10,600,000
502,000 sent...1.3 million left
Nerevas
March 8 2007 10:52 AM EST
I won't be needing the loan after all, thanks for the consideration though.
Amount Loaning: 500k added on to my current
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Lukey
That's accually 1 mill added on to my current debt please.
Lukey's 2nd loan approved.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,614,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,340,000
None
Redemption
$1,700,000
$1,300,000
None
I Love OB and TC
$2,850,000
$2,509,000
None
I Love OB and TC
$1,000,000
$1,060,000
None
Nerevas cancelled.
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
I Love OB and TC (Banky) 24.89.216.93 Lamuness (Lamuness) $69000 8:31 AM EST
3.5 mill left
I'm going to be away from Teusday night (3/13), I'm expected back the following Monday (3/19) I'll send as much as I can before that time. Thank you for your patience. :)
From IP To What When
jammer (Aircraft Carrier) 68.111.113.180 Lamuness (Lamuness) $214000 11:49 AM EDT
1.4 mil left
Warning CM sent to PotatoHead and JAD_is_back. Will default on March 18 if no payment is received.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,400,000
None
JAD_is_back
$1,689,777
$1,741,164
None
PotatoHead
$1,200,000
$1,272,000
None
TBH Gabber Baby
$4,240,000
$3,340,000
None
Redemption
$1,700,000
$1,300,000
None
I Love OB and TC
$2,850,000
$2,500,000
None
I Love OB and TC
$1,000,000
$1,000,000
None
{CB1}Lukeyman
March 12 2007 12:48 PM EDT
Amount Loaning: 6,000,000$
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Lukey
AdminLamuness
March 13 2007 12:36 AM EDT
From IP To What When
PotatoHead (Pingay) 66.211.148.14 Lamuness (Lamuness) $75000 March 12 2007 10:27 AM EDT
JAD is back (Pandora) 75.110.148.29 Lamuness (Lamuness) $5000 March 11 2007 9:20 PM EDT
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,400,000
None
JAD_is_back
$1,689,777
$1,736,164
None
PotatoHead
$1,200,000
$1,197,000
None
TBH Gabber Baby
$4,240,000
$3,340,000
None
Redemption
$1,700,000
$1,300,000
None
I Love OB and TC
$2,850,000
$2,500,000
None
I Love OB and TC
$1,000,000
$1,000,000
None
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
I Love OB and TC
$6,000,000
$6,360,000
From IP To What When
jammer (Aircraft Carrier) 68.111.113.180 Lamuness (Lamuness) $100000 5:58 PM EDT
1.3 mil left
be with the weekly payment!
TBH Jail House Gabber
(The Harlequin) 220.237.231.252 {CB1}Slayer333 (Quetzacotl) $700000 -- loan payment 11:58 PM EDT
{CB1}Lukeyman
March 16 2007 12:53 PM EDT
Not getting the 6 mill loan anymore.
300k paid... 1 mil left...
Amount Loaning: 5 million for forging fees
Collateral: not needed
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: noneedforthese
AdminLamuness
March 17 2007 10:26 PM EDT
noneedforthese approved. payments recorded.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,300,000
None
JAD_is_back
$1,689,777
$1,736,164
None
PotatoHead
$1,200,000
$1,197,000
None
TBH Gabber Baby
$4,240,000
$2,640,000
None
Redemption
$1,700,000
$1,000,000
None
I Love OB and TC
$2,850,000
$2,500,000
None
I Love OB and TC
$1,000,000
$1,000,000
None
noneedforthese
$5,000,000
$5,300,000
None
Lukey cancelled.
Waiting List
Debtor
Loan Amount
Amount Owed
Collateral
noneedforthese
$7,000,000
$7,420,000
ammer (Aircraft Carrier) 68.111.113.180 Lamuness (Lamuness) $100000 1:23 PM EDT 1.2 mil left
Amount Loaning: 1,000,000
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Bok
another 200k paid...800 left
Amount Loaning: 2 mill
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Lukey
rented three items back to Hatchet, total of 22,290 added to debt
Fantasysage
March 20 2007 6:17 PM EDT
Amount Loaning: 4million
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Fantasysage
repaying
TBH Jail House Gabber
(The Harlequin) 58.108.93.15 {CB1}Slayer333 (Quetzacotl) $740000 -- loan payment 8:23 PM EDT
AdminLamuness
March 21 2007 12:54 AM EDT
Updated.
Loan Tracking
Debtor
Loan Amount
Amount Owed
Collateral
[TH]Carnival_of_Carnage
$11,000,000
$11,000,000
+12 named AG, +51 named DB, +8 CoI, +44 MCM
jammer
$1,900,000
$1,200,000
None
JAD_is_back
$1,689,777
$1,736,164
None
PotatoHead
$1,200,000
$1,197,000
None
TBH Gabber Baby
$4,240,000
$1,900,000
None
Redemption
$1,700,000
$800,000
None
I Love OB and TC
$2,850,000
$2,500,000
None
I Love OB and TC
$1,000,000
$1,000,000
None
noneedforthese
$5,000,000
$5,300,000
None
I Love OB and TC
$2,000,000
$2,120,000
None
Ragatag
March 21 2007 1:59 AM EDT
Amount Loaning: 2million
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Fluffy Bunny
Amount Loaning: $3,000,000
Collateral: (fill out only if loan is above $10m)
I hereby confirm and agree to abide all rules written in this thread, unless stated and agreed upon: Forgotten_Realms
Co-signer: [CB1]Gun
{CB1}Lukeyman
March 21 2007 10:29 AM EDT
I Love OB and TC (Banky) 24.89.216.93 Lamuness (Lamuness) $120000 10:28 AM EDT
Ok..
so I got..
2.5 mill..
2 mill..
1 mill..
5.5 mill to pay off. coolio. :D
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