need help Direct deposit not showing up (in Off-topic)


Pwned January 11 2010 3:51 PM EST

My direct deposit hasn't shown up on my online bank statement but from the government website the deposit has gone through. Is my bank withholding my direct deposit? I hate my bank so much.

iBananco [Blue Army] January 11 2010 3:52 PM EST

Takes about 5 business days, doesn't it?

Demigod January 11 2010 3:52 PM EST

What did your bank say when you called them?

Pwned January 11 2010 4:04 PM EST

Haven't called the bank yet. Direct deposit doesn't take 5 days. This is the first time this has happened. I've gotten a deposit last Monday so I don't think theres something new in the bank system.

Pwned January 11 2010 4:08 PM EST

I hate my bank with a passion. I hate talking to their representatives they just make me ANGRY! You wont like me when I'm angry, I'm getting angry just thinking about them Arrrrrrggghhhhpuppys puppys cute puppys.......Exile BASH!!!!

PearsonTritonRaveshaw January 12 2010 10:38 PM EST

Which bank do you use? I'll keep my distance =P

Lord Bob January 12 2010 11:24 PM EST

I hate my bank with a passion.

Bank of America?

Pwned January 13 2010 12:47 AM EST

USBank, so scandalous they are.

Guess what? About 5 hours ago my direct deposit mysteriously showed up and is dated for Monday when I should've gotten it. They where probably hoping I was gonna try to spend money to hit me with a overdraft fee. These people make me sick. They made a record 38.5 billion in overdraft fees in 2009 and their overdraft fees raised despite the recession. Blood sucking leaches they are.

Miandrital January 13 2010 12:53 AM EST

God I hate when banks do that. Chase shows the DD as pending, so I usually charge a little bit knowing that I am safe. But every once in a while they switch around the order on me, and I get an overdraft fee.

When I call, they act like they are doing me a favor by dropping the overdraft fee.

Sigh...

Adminedyit January 13 2010 6:20 AM EST

switch banks, there are more than 1 out there, find the lesser evil.

Admindudemus [jabberwocky] January 13 2010 9:13 AM EST

if you are or were military, usaa is an awesome bank. i am not sure what their criteria is for membership but they also offer many other benefits including insurance.

i like them because i can deposit checks using a scanner!

QBsutekh137 January 13 2010 9:22 AM EST

U.S. Bank has treated me well on a checking and savings account, just to provide an alternate anecdote. They've not screwed up anything for almost eight years, including two long-distance moves covering three states, four job changes (with direct deposit), and new services (I've used their online site for years now, and their online bill-pay for a little under a year now, including moving all of my bills from St. Louis, MO to Madison, WI).

All has worked fine. At my previous job, while Bank of America had a couple of direct-deposit snafus that affected a large portion of employees, U. S. Bank has kept trundling along without issue.

Your mileage may vary, though, obviously. *smile*

Good luck with finding a new bank! Check out the smaller, local ones, but be sure to choose something large with a decent heritage, otherwise it is likely it will get gobbled up by a nationwide bank soon anyway.
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