Forging vs insta's (in General)

how comes instaing your gear up aint more expensive than getting it forged ??

short answer is because people are hilariously cheap...Forging takes a long time and yet there really isn't any premium for getting the same stats immedietely.

Well forging is 70%.

If you insta at 90%, and have to pay transfer fees, it gets very close to what the Blacksmith charges.

I've been doing a combination of both insta and hiring forgers in order to see my AC increased.

There's only a limited supply of items available to insta up to, but forgers can always increase your item at a lower cost than the BS.