Nem's Bank Grand Reopening (in Services)


AdminNemesia [Demonic Serenity] March 7 2010 5:55 PM EST

That's right everyone. Thanks to our sponsor Rawr Nem's Bank is reopening now and will remain open permanently. The rates are as follows for loans.

1-10 mil loan 4% flat interest xfer fee included.

11-30 mil loan 7% flat interest xfer fee included. I need good confidence that this will be paid back before I will loan an amount of this size.

31-50 mil loan 10% flat interest xfer fee included. I need to have very good confidence that this will be paid back before I will loan out such an amount.

Delayed Repayment: You can defer the start of repayment of the loan by 1 month for an additional 3% interest added on. Can defer for longer periods of time upon my approval.

NUB players may also take out loans but will need someone to back you up in the event of a default. This is more important for beginning NUB players rather than ones who have fairly well integrated with game and its society.

Lastly as I am in a fairly large amount of debt myself, the first loan of 45 mil is going to me. I will be paying this back as fast as possible.

Funding Available: 51 mil

Loans:
Nemerizt Amount Loaned: 45,000,000 Amount Owed: 49,500,000

DoS March 7 2010 6:04 PM EST

51mil loan for 10% interest? :)

AdminNemesia [Demonic Serenity] March 7 2010 6:43 PM EST

Next loan is to DoS at 30 mil.

Nemerizt (Storage Mod 1) 76.102.54.37 DoS (Poseidon) $30000000 6:39 PM EST

Also, I forgot to mention about the Bank rewards system. Every time you take out a loan your Credit Rating may change. At a CR of +5 and every multiple of 5 thereafter you are eligible to take out a loan of up to 10 mil at only the xfer cost or 1% total interest in other words.

Funding Available: 20 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 49,500,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000

Please confirm here and thank you for your patronage :)

DoS March 7 2010 6:46 PM EST

Confirmed, thanks.

AdminNemesia [Demonic Serenity] March 9 2010 10:40 PM EST

My first 500k returned to the bank. Don't be afraid to ask for a loan if you need one.

Funding Available: 21 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 49,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000

AdminNemesia [Demonic Serenity] March 12 2010 1:46 AM EST

3 more mil returned from me.

Funding Available: 24 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 46,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000

ScY March 12 2010 1:54 AM EST

As a bank, do you guys do CD's?

Yeah, its 2am and I have nothing better to do while I burn BA.

AdminNemesia [Demonic Serenity] March 12 2010 2:00 AM EST

If the CB community were a good bit larger and I knew that there would always be enough people to take out loans I might, but for the moment I wouldn't be able to support CDs.

AdminNemesia [Demonic Serenity] March 20 2010 12:29 AM EDT

Another 2 mil returned from me. Lots still available for any loans you might need.

Funding Available: 26 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 44,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000

AdminNemesia [Demonic Serenity] March 22 2010 9:10 PM EDT

I payed another 1 mil back myself. Also loaning all available money to Tal, that is 27 mil.

Nemerizt (Storage Mod 1) 76.102.54.37 Tal Destra (Sayomi Kimura) $27000000 9:02 PM EDT

Funding Available: 0 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 43,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 28,890,000

Thank you for using Nem's Bank and please confirm here.

AdminNemesia [Demonic Serenity] March 22 2010 9:22 PM EDT

Reworking this loan a bit. Tal will repay me when he finishes paying off Zen now.

Funding Available: 0 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 43,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

Now please confirm this second one.

AdminTal Destra [Battle Royale] March 22 2010 9:22 PM EDT

yup

AdminNemesia [Demonic Serenity] March 28 2010 2:47 PM EDT

Returning 2 more mil from myself. So I have funds to loan out again.

Funding Available: 2 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 41,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

AdminNemesia [Demonic Serenity] March 31 2010 4:21 PM EDT

Another 1 mil returned from me.

Funding Available: 3 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 40,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

AdminNemesia [Demonic Serenity] April 2 2010 12:44 AM EDT

9 more off of my debt.

Funding Available: 12 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 31,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

AdminNemesia [Demonic Serenity] April 2 2010 1:46 PM EDT

1 more mil down.

Funding Available: 13 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 30,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

AdminNemesia [Demonic Serenity] April 4 2010 11:43 PM EDT

Another mil sent.

Funding Available: 14 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 29,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000

AdminNemesia [Demonic Serenity] April 6 2010 11:48 AM EDT

Another 1 mil returned to the bank. I have 15 mil now for anyone who needs a loan.

Funding Available: 15 mil

Loans:
Nemerizt: Amount Loaned: 45,000,000 Amount Owed: 28,000,000
DoS: Amount Loaned: 30,000,000 Amount Owed: 33,000,000
Tal Destra: Amount Loaned: 27,000,000 Amount Owed: 29,700,000
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