I'm reading about SS and trying to figure out its benefit. This line in the wiki is confusing:
With 0% penalty on skills, the point at which it is more cost-effective to train SS than HP is 181 AC; with 18% penalty on skills (full wall armor), the break-even point is 203 AC. The following assumptions apply:
Does that mean SS isn't that good without 181 AC? If you only have say 100 AC would it still be a good spell to cast?
Also, it now being a DD spell.. if you only have to train 1/8th of the max HP, will Dispel Magic easily fizzle it? Or is SS not one of the things DM applies to, like AMF?
Will SS effect a familiar like Ablative Shield does?